In this overview we will cover:

  • What are QR code payments?
  • How do QR payments work?
  • Main features of taking payments with QR codes
  • Benefits to your business

What are QR code payments?

QR code payments are quickly readable codes that you present to your customers. When the QR code is scanned, the customers are directed to a secure Checkout Portal to complete payment, so you don't need to share your bank details.

How do QR payments work?

In the app, enter the amount to be charged and your unique, secure PayCode is generated. Simply tap in the amount you want to charge your customer then ask them to scan the code by hovering their phone camera over the code. Most Apple and Google devices have a built-in QR code scanner that automatically recognises the code. Otherwise customers can open pmlo.app to use our free online scanner. When the customer scans your QR code they will see a notification pop up on their phone screen. The customer must open this notification. They will be taken to a payment page where they can pay by credit or debit card, Apple Pay or Google Pay. They'll receive an email receipt.

Main features of taking payments with QR codes

No hardware

There’s no need for a separate card reader. All you need is your phone to take a payment.

Cutting edge technology

QR codes are the future of contactless payment. Using innovative technology, you have the ability to take payments at a distance safely.

Payments are 100% secure

Payments are encrypted so you never have to share your account information.

No set-up fee or monthly contract

Just a flat fee of 1.49% per transactions.

Benefits to your business

Using QR codes means you do not need to handle cash or use chip and pin payments when you accept payment in-person, keeping you and your customers safe.

You also have the flexibility to take your business anywhere. All you have to do is download and print your QR code for free, to fit however you sell - for example, use as stickers, table top displays, lanyards, signs.

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